38 system. Remember, the underfunding of health care is more significant than even pension funds. During the last year, we have had two Solari Re- ports on this topic – one with Dr. Laura Thomp- son, and one recently with Jo Kline. If you look at the environmental problems caus- ing health difficulties and disease, whether it’s GMO foods, glyphosate, fluoride in the water or heavy metal and global spraying, all of these things are impacting health and life expectancy. The traditional medical system cannot help you. You need to take charge. You will find quantities of information and ideas on The Solari Report. Q So these are my comments on pension funds. The truth is different than the official reality. Whether truth or official reality – the pension fund situation is a financial tsunami that will be working its way through the body politic for many years. It is to your advantage to under- stand both the truth and the official reality so that you can change the narrative while man- aging the specifics of your unique situation in a manner helpful for you. Taking the time to do so now can make a signifi- cant contribution to the success of your efforts to live a free and inspired life – which is our vision for you! XII. APPENDIX BIBLIOGRAPHY Check out our bibliography of studies, books, articles and websites for those who would like to explore this topic further – click here. Link: https://pension.solari.com/2017/12/08/bib- liography/ STUDIES • OECD: Pension Markets in Focus, 2017 Edition • Better Finance: Pension Savings: The Real Re- turn, 2016 Edition • Tensions With Pensions • The State Pension Funding Gap: 2015 • 2017 Milliman Corporate Pension Funding Study • 2017 Investment Institute Company Fact Book – Retirement Savings • Credit Suisse Global Wealth Report 2017 • Global Public Investor 2017 BOOKS • A Century of Wealth in America • Pension Dumping: The Reasons, the Wreckage, the Stakes for Wall Street • State and Local Pensions: What Now? • Pension Fund Politics: The Dangers of Socially Responsible Investing • Banking On Death: Or Investing in Life: The History and Future of Pensions • The Third Rail: Confronting Our Pension Fail- ures • “In God We Trust” The Investment Business, Not So Much!: An Inside Look at the Pension Fund Industry • Crime and Deception: How Lennar Corporation Swindled America’s Largest Pension Fund • Pension Fund Excellence: Creating Value for Stakeholders • Pension Dumping: The Reasons, the Wreckage, the Stakes for Wall Street • Dismantling Solidarity: Capitalist Politics and American Pensions since the New Deal • Public Pensions and City Solvency • California Dreaming: Lessons on How to Re- solve America’s Public Pension Crisis • While America Aged: How Pension Debts Ruined General Motors, Stopped the NYC Sub- ways, Bankrupted San Diego, and Loom as the Next Financial Crisis ARTICLES • Pension Benefit Guaranty Corporation running out of cash to cover union pension funds • Collapsing Pensions Are “About to Bring Hell to America” • Look Out Below: Why Returns are Headed Low- er and What to Do About It • Diminishing Returns: Why Investors May Need to Lower Their Expectations • QE and Ultra Low Interest Rates: Distributional Rates and Effects II. THE STATE OF OUR PENSION FUNDS 1 REEAND PIREDLIFE 2015 e Solari Report