37 and data to spin, instills panic and blame. It says “Oh, God! We didn’t save enough. It’s our fault. We’re to blame. We haven’t been sufficiently disciplined, so now we’re just going to have to cut benefits and cut benefits and cut benefits and cut benefits. There is just not enough money.” Here is an alternative – and more accurate – narrative. “If $21 trillion can disappear from HUD and DOD, let’s get it back and fully fund our pension funds. “If we can loan or gift $20+ trillion to the banks, what is the problem? Let’s do the same for our pension funds!” Politics is first and foremost a negotiation over who gets what resources. If we want to stop the harvesting, the first step is to change the nar- rative. We don’t have a pension fund crisis; we have a political plan. That plan created the pension fund crisis. It’s time to change the plan. Changing the narrative can have a tremendous impact on the resulting allocation of resources over the next 5 to 20 years, especially if it inspires meaningful transparency about the black budget and deep state drain. Do you think that it is impossible to change the narrative? I assure you that it is. The leadership agrees with me, which is, among other things, why it is pushing for enhanced mind control technology and gun control with a vengeance. This year is a US election year – we are electing 435 members of the House of Representatives and more than 30 Senators and 30 Governors as well as thousands of state and local officials. There will be a wealth of opportunities to change the narrative. Identify Your State and Local Risk As you change the narrative, you must consider what underfunding of pension funds will do to your state and local taxes, property taxes, real estate values and essential municipal systems and services. If you are a US citizen or resident, you are likely a federal, state and local taxpayer. Please find out what the unfunded liabilities of your state and local jurisdictions are and what those unfunded liabilities could mean for your taxes and local services. These liabilities are real and you need to understand their implications for you and your community. Whenever possible, you need to encourage close family and friends to implement the same exer- cise to the extent that their financial challenges could impact you as well. Where practicable, you may want to consider organizing a local group to share the research responsibilities and potential actions involved. Identify Your Pension Risk If you expect to receive income from a pension fund, find out what the funding ratios are and whether or not you and your fellow beneficiaries need to do something to ensure your pension is properly managed and fully funded. Indeed a re- cent survey, posted in the bibliography, indicates a very high percentage of beneficiaries believe their pension fund is fully funded when it is not. To the extent possible, you need to encourage close family and friends to implement the same exercise to the extent that their financial chal- lenges could impact you as well. Build Independent Wealth One of the reasons that we are in this situation is that we allowed our savings to be centrally controlled and managed. One way to relieve this problem is to start building independent family wealth. One of the books we recommend in the Best Books for 2018 is Family Wealth by Jay Hughes. It was written to help wealthy families stay wealthy. However, it can help families learn how to build wealth as well. Are you plowing money into centrally controlled systems at the cost of building family wealth? It is never too late to begin. So please start in 2018. Build Health Care Literacy Health challenges are a leading cause of financial problems. There is opportunity to improve your financial future by how you and your family preserve your health and navigate the healthcare 1 the BY CATHERINE AUSTIN FITTS / 2ND QUARTER WRAP UP VOLUME 2017 / NUMBER 3 Enforce the Constitution or Kiss Your Money Goodbye! the BY CATHERINE AUSTIN FITTS / 2ND QUARTER WRAP UP VOLUME 2017 / NUMBER 3 NUMBER 3 Solari Report “If $21 trillion can disappear from HUD and DOD, let’s get it back and fully fund our pension funds. If we can loan or gift $20+ trillion to the banks, what is the prob- lem? Let’s do the same for our pension funds!”